Blog | My Blog - Jessica King

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Inspections

When selling or buying a house, various property inspections can be done to assess the condition of the home and identify any potential issues. These inspections help ensure transparency and provide both parties with a clear understanding of the property’s state. Here are the most common types of property inspections that can be conducted: General […]
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Real Estate Loan Types

There are several types of real estate loans available, each catering to different property types, borrower needs, and financial situations. Here’s a breakdown of the most common types: Conventional Loans Fixed-Rate Mortgage: The interest rate remains constant throughout the loan term, typically 15, 20 or 30 years. This loan provides stability with predictable payments. Adjustable-Rate […]
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Home Buyer Loan Programs

First-time homebuyer programs are designed to help individuals and families purchase their first home by offering financial assistance, lower down payments, favorable interest rates, and other benefits. These programs can be offered at the federal, state and local levels and are often aimed at making homeownership more accessible, especially for those with lower to moderate […]
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When should you start the pre-approval process?

Wondering when to start the preapproval process? It’s never too early! The sooner, the better! Here’s why: Preapproval is when a lender reviews your finances and provides a letter stating how much they’re willing to lend you for a home. It’s a valuable tool that helps you: 💰 Narrow down your search to affordable homes […]