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Uncategorized Inspections When selling or buying a house, various property inspections can be done to assess the condition of the home and identify any potential issues. These inspections help ensure transparency and provide both parties with a clear understanding of the property’s state. Here are the most common types of property inspections that can be conducted: General […]
Uncategorized Real Estate Loan Types There are several types of real estate loans available, each catering to different property types, borrower needs, and financial situations. Here’s a breakdown of the most common types: Conventional Loans Fixed-Rate Mortgage: The interest rate remains constant throughout the loan term, typically 15, 20 or 30 years. This loan provides stability with predictable payments. Adjustable-Rate […]
Uncategorized Home Buyer Loan Programs First-time homebuyer programs are designed to help individuals and families purchase their first home by offering financial assistance, lower down payments, favorable interest rates, and other benefits. These programs can be offered at the federal, state and local levels and are often aimed at making homeownership more accessible, especially for those with lower to moderate […]
Uncategorized When should you start the pre-approval process? Wondering when to start the preapproval process? It’s never too early! The sooner, the better! Here’s why: Preapproval is when a lender reviews your finances and provides a letter stating how much they’re willing to lend you for a home. It’s a valuable tool that helps you: 💰 Narrow down your search to affordable homes […]
Uncategorized What to look for when buying a house? Location – consider neighborhood, amenities, schools and transportation Condition of the property – look for signs of structural issues Size and layout – ensure it meets your needs. Space or cozy? Age and style of the home – match your preferences. Charm or modern? Energy efficiency – seek energy-saving features. Lower costs, sustainable living Price […]
Uncategorized Should you buy a house now or wait? Here are things to think about: Your finances – Be sure you can afford the monthly payments and costs. Your downpayment – Most lenders require at least 5-20% down. The housing market – Buy when prices rise and wait if they decline. The right timing depends on your personal situation and goals! I’m happy to provide guidance: Review your budget and […]
Uncategorized How do we know what the closing costs will be when we close on our home? How do we know what the closing costs will be when we close on our home? What determines your closing costs when selling a home?   Here’s a quick guide: Closing costs are typically 1-5% of the home’s purchase price. Exact fees depend on the mortgage type, sales price and some other factors. 3+ days before […]
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